Money is a tool and we view our clients' portfolios as a means to an end. So we ask a lot of questions:
What investment experience do you have?
What are your expectations for the portfolio?
What is your feeling about losses? Taxes? Missed opportunities?
For which goal(s) is this money earmarked? When is it going to be applied to that purpose?
What other assets are available to meet goals?
Diversified Portfolios, Strategically Managed
Under normal market conditions we seek to maintain a growth-oriented focus while managing volatility inherent in the capital markets. We understand that you want us to grow your investments, but at the same time allay some of the emotional angst often associated with investing. So we will always champion the use of a diversified portfolio to help achieve your optimal level of risk-managed performance.
We construct a portfolio with a range of asset classes (stocks, bonds, real estate, cash, commodoties, etc.) modeled to your specific goals, time frame and tolerance for risk. We don't follow a particular set of technical charts nor rely on the advice of investment research gurus.
But we also believe that the most reliable way to enhance investment returns is to be strategic, opportunistic and at times contrarian, rather than adhere to static portfolio allocations. We believe that any risk-managed approach needs to include a willingness to take action on current and foreseeable market conditions. We may move some investments to cash as market conditions dictate, and act tactically when better opportunities present themselves.
Reviewed with you
We provide periodic reviews of your portfolio performance based on comparison with established benchmarks appropriate to your situation.
*Diversification does not assure a profit or protect against loss in declining markets, and diversification cannot guarantee that any objective or goal will be achieved .